Linkage+

Random links and stuff that don't fit in anywhere else, but you should know about. From journalism to blogging to whatever else tickles my fancy. Not always safe, always interesting. I think.

More words from me @: AT&A or pkimbui or artichoke dreams

I am a journalist, blogger, nerd and always looking for gigs. I like ice cream, sleeping next to my cat, hot and sour soup and the color yellow.

“Sadly, a score of 800 or more—the holy grail for “high achievers” on online FICO forums—won’t make you thinner, smarter, richer or more attractive to lenders or anyone else. True, every 20 points in your score can mean a slightly lower mortgage rate or better car loan, but only up to the mid-700s. That means it’s worthwhile to take steps to improve a score in the 600s or low 700s, and in the high 700s, you’ll have plenty of room for score fluctuation. Beyond that, a higher score is meaningless.”

—Credit Scores: Shattering Some Common Myths - WSJ.com